Things to Know About Travel Insurance
Disclaimer: These are my personal opinions based on my travel experiences. This is not a recommendation to buy travel insurance. If you make a purchase after clicking an affiliate link, I may receive a small compensation at no cost to you.
Whether you are just booking your trip or have already departed, be sure to cover your bases by purchasing travel insurance. Although we make our plans, nothing is certain in travel or in life for that matter.
Short on time? Get a quote for travel insurance now ⤵
To give just one example of when travel insurance was helpful, many years ago, I traveled on the Baja peninsula in a caravan. One of the families in our group turned over their RV on one of the winding roads — the RV ended up completely on it’s side! Thankfully, no one was hurt!
Now, hopefully nothing as extreme happens to you, but you just never know! Bags get lost, people get sick, and injuries happen. Basically, it’s better to spend a few extra dollars now than be out hundreds or thousands when an unforeseeable event occurs. Get travel insurance!
In this post, we’re going to tell you about Safetywing, our favorite travel insurance provider that’s committed to supporting and encouraging travelers to explore their boundaries.
SafetyWing
SafetyWing is a reliable travel insurance provider that caters to the needs of travelers exploring Europe and the Mediterranean region.
Founded by digital nomads who understand the intricacies of travel, SafetyWing offers a flexible and affordable insurance solution designed to address the unique challenges encountered during journeys across these diverse destinations.
Coverage Highlights for Travelers to Europe and the Mediterranean
SafetyWing’s travel medical insurance offers extensive coverage to ensure a worry-free experience while traveling in Europe and the Mediterranean. Here are some key coverage highlights:
- Comprehensive Protection: SafetyWing’s policy covers unexpected illness or injury, including expenses related to hospital visits, doctor consultations, and prescription medications (where eligible). It also provides coverage for travel delays, lost checked luggage, and protection during non-professional sports and activities.
- Extensive Coverage Area: SafetyWing provides coverage in every country worldwide, except for Iran, North Korea, and Cuba (excluding Cuban citizens). Whether you’re exploring the historic cities of Europe or the breathtaking beaches of the Mediterranean, SafetyWing ensures that you have insurance protection throughout your journey.
- Generous Coverage Limits: SafetyWing offers coverage of up to $250,000, with a low deductible of $250. This ensures that you are financially safeguarded in the event of significant medical expenses or emergencies that may arise during your travels.
- Flexible Long-Term Coverage: SafetyWing allows travelers to subscribe to their insurance for the long term without the need to specify the duration of their trip in advance. Although the policy expires after one year, it can be conveniently renewed, providing continuous coverage throughout your exploration of Europe and the Mediterranean.
Additional Benefits for Travelers to Europe and the Mediterranean
SafetyWing’s travel insurance offers additional benefits that are particularly valuable to travelers exploring Europe and the Mediterranean:
- Access to Private Healthcare Providers: In destinations where the public healthcare system may have limitations, SafetyWing ensures access to private healthcare providers. This is especially useful in certain regions of Europe and the Mediterranean, where private healthcare offers enhanced medical services.
- Coverage in Home Country: SafetyWing includes limited coverage in your home country, except for appointments related to pre-existing conditions. This means that if an unexpected accident or illness occurs during a visit home, you have a designated period of coverage, providing added peace of mind during your travels.
Important Considerations for Travelers to Europe and the Mediterranean
Before purchasing a SafetyWing plan for your journey to Europe and the Mediterranean, consider the following:
- Age Limit: SafetyWing has an age limit, and travelers over the age of 69 cannot purchase a plan. Ensure that you meet the age requirements before proceeding with your insurance selection.
- US Coverage: If your itinerary includes a visit to the United States, note that separate coverage is required. You will need to cancel your existing plan and purchase a new one specifically tailored for US coverage. This will also reset your deductible.
It is crucial to review the full policy details provided by SafetyWing to understand all coverage specifics, exclusions, and terms and conditions relevant to your travel needs in Europe and the Mediterranean. This will help you make an informed decision and enjoy a secure and worry-free journey.
World Nomads
Since 2002, World Nomads have been protecting, connecting and inspiring independent travelers. In short, they offer simple and flexible travel insurance and safety advice to help you travel!
Plus, they’ll help you plan your trip with free downloadable guides, travel tips, responsible travel insights and recommendations from their global community.
You can buy and claim online, even after you’ve left home. Travel insurance from WorldNomads.com is available to people from over 130 countries.
It’s designed for adventurous travelers with coverage for overseas medical, evacuation, baggage and over 150 different adventure and activities.
Please note World Nomads is only available for travelers under age 70.
7 Things You Should Know About World Nomads
World Nomads is another option when it comes to travel insurance. With plans for people under 70, it’s designed for adventurous travelers with coverage for overseas medical, evacuation, baggage and a range of adventure sports and activities.
Here are seven things we’d like you to know about World Nomads when it comes to insurance for Europe (or any type of active travel, really!).
1. Trusted reliable underwriters
World Nomads employs a team of strong, secure, specialist travel insurers. Without a doubt, these insurers provide great coverage. Plus, you’ll have access to 24 hour emergency assistance, a must for when you’re out on the trail. The company offers the very highest levels of support and claims management when you need it.
2. Value for money with the cover you need
Although they could provide coverage for everything but the kitchen sink, World Nomads focuses on coverage for what’s important for travelers (particularly in adventure travel).
By providing what you need and leaving out what you don’t, World Nomads prices are some of the most competitive prices you’ll find online. Get a quote.
3. Flexibility when you need it in Europe
We all know that plans can change. Sometimes it means an extra night somewhere because of a delayed plane. Every so often, I even hear of people leaving the Camino early — sometimes due to injury, family obligations, or just realizing the journey wasn’t what they thought it would be. (While insurance doesn’t typically cover, “I changed my mind,” you get the point. Things happen, and plans change.)
With World Nomads, you can always buy more coverage while you’re still away. Or, you can get a new World Nomads policy even if you’re already traveling! This is so useful, as in my experience, many providers require you to purchase before your travel dates begin.
You can also start your claims online while you are still away, perfect for getting a jump start on expensive reimbursements.
4. Coverage for a range of adventure activities
From backpacking Europe to biking to road tripping, WorldNomads.com covers a range of adventure activities. Of course, for our purposes, hiking and trekking are covered!
World Nomads also covers volunteering, vacation rentals, and working abroad. If you’re doing any of these activities before or after you Camino, it’s certainly worth a look at their coverage options.
5. World Nomads keeps you traveling safely along in Europe
On WorldNomads.com, you’ll find the World Nomads Travel Safety Hub. Here, you can access up-to-date travel safety alerts, as well as travel safety advice and tips.
You will probably be particularly interested in their Spain safety alerts page.
6. Other helpful features in addition to insurance
We are huge proponents of learning a bit of the local language whenever we travel. And, so is World Nomads! Learn a few words for your travel with their iPod & iPhone Language Guides.
Additionally, you may stay in touch with family and friends with their online travel journal.
7. Commitment to exceptional customer service
Still not sure that travel insurance is important for your Camino de Santiago trip? World Nomads is committed to providing exceptional customer service when you need it most.
If you have any questions about how to select travel insurance or travel safety in general, feel free to contact WorldNomads.com directly.
Last Words on Travel Insurance
To sum up, travel insurance is an important consideration for any trip. We like using World Nomads for any type of active travel. They offer simple and flexible travel insurance and safety advice to help you travel with confidence!
